Mortgage Calculator

Calculate a mortgage detail is not an easy task. So, we created the mortgage calculator to help you to find the detail.

Calculator
Result

Loan: $4,800,000

Number Of Repayment: 360

Monthly Repayment: $18,965.803

Total Interest: $2,027,689.132

Total Repayment: $6,827,689.132

Minimum Requirement of Stress Test: $45,423.12

Minimum Requirement of Stress Test for First Time Purchase: $37,931.606

HKMC Insurance Fee (Floating Rate, Single Premium Payment): $103,200

Agent Fee (1%): $60,000

Repayment Index
Repayment
Repayment for Interest
Repayment for Principal
Remain Principal
118,965.80310,0008,965.8034,791,034.197
218,965.8039,981.3218,984.4824,782,049.715
318,965.8039,962.6049,003.24,773,046.515
418,965.8039,943.8479,021.9564,764,024.559
518,965.8039,925.0519,040.7524,754,983.807
618,965.8039,906.2169,059.5874,745,924.22
718,965.8039,887.3429,078.4614,736,845.759
818,965.8039,868.4299,097.3744,727,748.385
918,965.8039,849.4769,116.3274,718,632.057
1018,965.8039,830.4839,135.324,709,496.738
1118,965.8039,811.4529,154.3524,700,342.386
1218,965.8039,792.389,173.4234,691,168.963

Disclaimers: Due to the mortgage calculation update or calculation with bugs, resulting in a different final amount from bank. The calculated result just for reference only. We are not responsible for any errors.