Mortgage Calculator

Calculate a mortgage detail is not an easy task. So, we created the mortgage calculator to help you to find the detail.

Calculator

Result

Loan: $4,800,000

Number Of Repayment: 360

Monthly Repayment: $18,965.803

Total Interest: $2,027,689.132

Total Repayment: $6,827,689.132

Minimum Requirement of Stress Test: $45,423.12

Minimum Requirement of Stress Test for First Time Purchase: $37,931.606

HKMC Insurance Fee (Floating Rate, Single Premium Payment): $103,200

Agent Fee (1%): $60,000

Repayment Index	Repayment	Repayment for Interest	Repayment for Principal	Remain Principal

1	18,965.803	10,000	8,965.803	4,791,034.197
2	18,965.803	9,981.321	8,984.482	4,782,049.715
3	18,965.803	9,962.604	9,003.2	4,773,046.515
4	18,965.803	9,943.847	9,021.956	4,764,024.559
5	18,965.803	9,925.051	9,040.752	4,754,983.807
6	18,965.803	9,906.216	9,059.587	4,745,924.22
7	18,965.803	9,887.342	9,078.461	4,736,845.759
8	18,965.803	9,868.429	9,097.374	4,727,748.385
9	18,965.803	9,849.476	9,116.327	4,718,632.057
10	18,965.803	9,830.483	9,135.32	4,709,496.738
11	18,965.803	9,811.452	9,154.352	4,700,342.386
12	18,965.803	9,792.38	9,173.423	4,691,168.963

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Disclaimers: Due to the mortgage calculation update or calculation with bugs, resulting in a different final amount from bank. The calculated result just for reference only. We are not responsible for any errors.